Will my Car Insurance policy cover the costs of a Rental Car?
Answer:
If you have been in a collision and have filed an auto


claim, your insurance company may or may not pay the cost of a rental car while the vehicle is in the shop for repairs. It depends on if you rental reimbursement coverage. If you do, the insurance will pay (up to policy limits). If you don’t, they will not pay.


Rental reimbursement coverage doesn’t add much to your auto insurance premium. It usually costs about one or two dollars a month. Having this type of coverage can be a big help if your car is out of operation for an extended period. For example, if your car is in the shop for two weeks and you must rent a car, you might pay $500 or more for a rental car if you are not covered.

If the accident was the other driver’s fault, the other insurance company will typically pay for a rental while your vehicle is being repaired, however, you may have to wait a few days or longer before the other company determines fault and agrees to pay.
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