What States are more Expensive to Insure a Vehicle in?
Answer:
According to Insurance.com’s 2007 3rd Quarter
Auto Insurance Report, the average national auto insurance premium is $1887. This report comes out quarterly and gives a snapshot of the average insurance rates by state. 

The most expensive state in the nation as far as auto insurance rates are concerned is Louisiana with an average of $2730 per year. The runners up include New York ($2627), New Jersey ($2574), Washington, DC ($2547), Delaware ($2517), Rhode Island ($2340), Kentucky ($2215), Maryland ($2141), West Virginia ($2136), and Nevada ($2080).

The flip side of the report shows that the least expensive states for auto insurance rates are as follows with Ohio coming in at first place with an annual average premium of $1335. Wisconsin ($1335), Iowa ($1386), Maine ($1392), Idaho ($1465), Indiana ($1480), Vermont ($1494), Oregon ($1517), Kansas ($1541), and Illinois ($1541) are also in the top ten list of inexpensive states.

Auto insurance rates vary from state to state because insurers look at the statistics of the community in which you live as one of their price considerations. Theft rates, traffic populations, and the number of uninsured drivers in the area are among the numbers analyzed.
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