What should I Consider in Choosing an Auto Insurance Agent?

Answer:
When you are considering an auto insurance agent, you

ought to consider several factors including what company or companies the agent represents, level of personal service, location, and reputation.

Insurance agents either represent a single insurance company or multiple companies. A “captive” agent represents a single company such as State Farm or Allstate. Independent agents can sell policies from numerous companies which gives them the flexibility of offering several different options.

Consider how much personal service you want. If you want someone that will do whatever it takes to assist you in all aspects of auto insurance from explaining the policy to filing claims, ask friends and co-workers for a referral and interview several agents. In addition, a local agent can deliver paperwork or meet with you easier than one who is over 30 miles away.

Do a little research before making your final decision. You can check their license online by visiting your state’s insurance department’s website. In addition, check the Better Business Bureau for complaints.

Once you’ve found a local agent that represents a desirable insurance company, offers excellent personal service, and has an outstanding reputation, it’s worth asking for an auto insurance quote and exploring a potential insurance relationship.


	more Q&A sessions like this
	What is insurance? Why do I need auto insurance? What is Auto Insurance? Where can I get Insurance Quote comparisons? What does an Insurance Agent do? What are Out-of-Pocket expense? What does an Auto Insurance Policy cover? What is No-Fault Coverage on my Car Insurance Policy? Who are the largest Auto Insurance Companies? What is Property Casualty Insurance? Where can I get multiple Car Insurance quotes?