What kind of car insurance do I need to cover work vehicles?

Answer:
The most basic kind of car insurance for work vehicles
is commercial car insurance.  This covers both car insurance for commercial vehicles (including trucks and vans which have been repurposed for work use) as well as vehicles used by artisans (such as carpenters, electricians, glaziers, etc.) who carry work equipment other than heavy machinery.

When seeking car insurance for work vehicles, it’s important to properly describe the use for that vehicle.  The more specific the description, the less likely it is that the policy will be canceled or not honored.  Other categories of car insurance connected to work use include commuting to and from a job and business use, such as a real estate agent might need.  Those types of uses might also need a special type of policy to cover all the bases for the driver.  Be as specific as possible, list all possible uses, and, as always, ask many questions of your car insurance agent. 
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