What is No-Fault Coverage on my Car Insurance Policy?

Answer:
No-fault coverage on your car insurance policy

refers to no-fault medical insurance. No-fault insurance is still required by law in some states but, the number of states is dwindling. In a no-fault state, if you are injured in an accident, no matter whose fault it is, your auto insurance will cover your medical bills. This is true even if you have medical insurance as well.

No-fault medical auto insurance has been criticized because it increases auto insurance costs and is a redundant coverage for any person who has regular medical insurance.

Due to these and other factors, many states have decided to drop the no-fault medical coverage requirement from state law.


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