What is Medicare Part A?

is a health insurance program operated by the federal government for people age 65 and older and other qualified individuals such as those under 65 with certain disabilities or anyone with End-Stage Renal Disease. Medicare is broken down into several different parts such as Part A, Part B, Part C, and Part D.

Medicare Part A is the portion of the Medicare insurance coverage that covers inpatient hospital care. For example, an overnight stay at a hospital or skilled nursing facility (not a custodial or long term care facility) including room charges, meals, and other services would be covered under Part A. Lab tests and physician care aren’t covered under Part A, rather they are covered under Part B. Think of Medicare Part A as hospital insurance that covers the facility-type charges.

Part A also covers some hospice care and home health care if certain conditions are met.

Some people do not have to pay Part A premiums because either they or their spouse paid Medicare taxes during their working years.


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