What is Malpractice Insurance? |
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Answer:
Malpractice insurance is a type of professional liability insurance Malpractice insurance isn’t just for doctors. Lawyers and other professionals can be sued for malpractice while their professional services were being used. Malpractice is defined as the act of causing injury or damages to someone as the result of intentional wrongdoing or negligently performing a professional duty. The patient must be able to prove their injuries and prove that those injuries were the result of negligence on the professional’s part. If malpractice has been proved, the practitioner is liable for any damages that arise from the malpractice. If the practitioner has malpractice insurance, the insurance will cover those damages up to policy limits. Most states require that physicians carry liability insurance. In states that don’t have this requirement, many hospitals do. Other professionals that benefit from malpractice insurance include nurses, dentists, optometrists, therapists, and any professional who is at risk for being sued for malpractice. Trackback(0)
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