What is Homeowners Insurance?

Homeowners insurance is the coverage provided for damage to your home and other structures on your property.  It also provides coverage for the contents within the home.  There is a much needed liability component to homeowners insurance as well.  The liability portion of the policy will provide protection for you should someone get hurt while visiting you and negligence can be proven.

Home insurance is also required by lenders when you initially purchase your home.  The bank will want to know—since they own most of it—that the home can be rebuilt with insurance proceeds and that the loan can be repaid.

Compare Home Insurance Rates Enter Your Zip Code: