What is Comprehensive Auto Insurance?
Answer:
Generally speaking, when you buy auto insurance, you’ll


buy several different coverage types within one policy.   Most auto insurance policies will include at a minimum, property damage liability and bodily injury liability coverage.   Certain states will also require no-fault medical coverage.

Coverage types that are generally considered optional include collision coverage , comprehensive, roadside assistance or towing, and rental car reimbursement.    One of the least understood insurance coverage types is comprehensive insurance. 

Comprehensive insurance essentially covers any type of damage that happens to your car that is not covered by collision insurance minus your deductible.  This coverage includes damage or destruction of your car due to vandalism, flooding, or theft.  Oddly enough, if you hit an animal like a deer with your vehicle, it is usually covered by comprehensive rather than collision coverage.  Other types of collision damage will be covered by your collision insurance.
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