What is Bodily Injury Coverage on my Car Insurance Policy?
Answer:
The bodily injury liability coverage on your
car insurance policy covers the injuries you would be financially responsible for in an auto accident. For example, if you rear-end another person’s car and the accident is judged your fault, in most states your bodily injury coverage would cover the medical bills for any person you injure during the accident.

The amount of bodily injury coverage you have is listed as the first two numbers in your liability policy. So if your policy looks like 100/300/100, this means you have 100,000 dollars of bodily injury liability for each person and 300,000 dollars each accident, regardless of the number of people injured. Because of high medical costs, it is advisable to have a higher amount of bodily injury liability coverage than is required by most states.
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