What are the top-rated insurance companies in Missouri?

The minimum car insurance requirements in Missouri are as follows:  $25,000 per person in bodily injury liability; $50,000 per accident in bodily injury liability; and $10,000 in property damage liability.  Missouri is not a ‘no-fault’ state, so residents do not need to purchase PIP (personal injury protection), but they do need uninsured motorist protection.  For more information, and to view the auto insurance complaint ratio list, contact the Missouri Department of Insurance (or check out their website).

Ways to keep your premiums lower include putting all your insurance (auto, home, life) under one company; pay a higher deductible; be sure to get many quotes before buying; look for teen driver discounts (including those for driving classes and good grades); watch your driving record and drive defensively; keep your credit scores high; choose a car which has a safer driving record (rather than a showy car); and be willing to do away with unnecessary extras (like roadside assistance or car rental insurance).  Certainly check out the top companies in your area and compare their quotes.