What are the top-rated auto insurance companies in Delaware? |
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Answer:
According to the Delaware Department of Insurance, The minimum car insurance requirements in Delaware are as follows: $15,000 per person in bodily injury liability; $30,000 per accident in bodily injury liability; and $10,000 in property damage liability. Delaware is not a ‘no-fault’ state, but they still require residents to purchase PIP (personal injury protection), so be sure to ask your insurance agent about that when you make your decision. For more information or to request an auto insurance complaint ratio list be mailed to you, contact the Delaware Department of Insurance. Ways to keep your premiums lower include putting all your insurance (auto, home, life) under one company; pay a higher deductible; be sure to get many quotes before buying; look for teen driver discounts (including those for driving classes and good grades); watch your driving record and drive defensively; keep your credit scores high; choose a car which has a safer driving record (rather than a showy car); and be willing to do away with unnecessary extras (like roadside assistance or car rental insurance). Certainly check out the top companies in your area and compare their quotes.
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