Is there an age limit on who can purchase Auto Insurance?

Answer:
Most insurance companies place an age restriction on who can purchase auto insurance.
In most cases, you will need to be 18 years old or older in order to purchase auto insurance on your own. That’s not to say you’re uninsurable as a minor, just that you will most likely need to be placed on your parent’s or guardian’s auto insurance policy if you’re under age 18.


For elderly drivers, insurance remains available for purchase as long as they are able to maintain their driver’s license
and pay the premiums. If an elderly driver loses his driver’s license or stops driving on his own yet wants to keep the car for a caretaker to drive him around in, he should contact his insurance and add the new driver to the policy. Many insurance companies recognize this scenario and can help the elderly driver maintain his insurance protection.

Rental car insurance companies do sometimes place age restrictions affecting both young and elderly drivers on who may drive their rental cars and purchase rental car insurance. Make sure to check to see if these age restrictions affect you.

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