I’m Single and In Great Health, Do I Need Health Insurance?

Answer:
Yes! Everyone needs health insurance.

In fact, insurance should be purchased before you need it. If you’re in an accident, or if you do become sick, any medical care you might need could possibly cause a financial hardship.

If you’re still in school, it may be possible for a parent or guardian to have you covered on their health insurance policy. If you’re out of school, many employers offer health insurance as a part of their package of benefits. Check with your employer to see if they cover all or at least a portion of health care insurance premiums. Often, insurance benefits don’t begin for 30 to 90 days. In that case, consider obtaining short-term health insurance.

If you’ve recently become unemployed, check with your former employer regarding COBRA coverage. If the cost of premiums is too expensive, you may want to consider short-term insurance. Others who may need short-term health insurance include independent contractors, freelancers, and part-time employees.


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