How long do I have to File an Auto Insurance Claim?

Answer:
Yes. Most states have a statute of limitation in regards to filing insurance claims

or lawsuits such as personal injury lawsuits. These time limits vary from state to state so it’s important to find out the time limits in your particular state. For example, one state may have a two year limit while a neighboring state has a one year limit.

To complicate matters, many insurance policies contain time limits in the contract stating just how long you have to file a claim. The insurance company limits may be under those of the state so it’s equally important to examine your policy to see what these time limits are.

If you are filing an auto claim against another party’s insurance, you will want to file as soon as possible in order to have adequate time to either resolve the claim through their insurance or to file a lawsuit before the statute of limitations expires.

It’s best to file your claim as soon as possible to get the process rolling and avoid potential complications due to not filing in time. Even small claims should be reported so that in the event the other party sues you, you have already started the insurance process.


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