How do I know which Auto Insurance Company to Choose?

Answer:
With thousands of insurance companies vying for your


business including both big and small companies, it’s not always an easy decision. Not only do you want the best price, you want to be assured that should you ever need to file a claim that you’ve selected an auto insurance company who will treat you right.


The first place to start is your state’s department of insurance website. Most of these websites are a wealth of information. Many of them, such as California, list average premiums by insurance company. In California, you can enter your community, driver’s record, marital status, and other factors and get a list of the average premium by insurance company. From here, you can get further information for each company. In addition, state insurance department websites often list complaint ratios so you can see which companies have high or low customer satisfaction.

Another source for finding a reliable insurance company is your local auto collision shop. The employees work with various insurance companies and can let you know which insurers go the extra mile for their policyholders and which ones are difficult to work with.

Other resources include J.D. Powers and Associates, A.M. Best, and Standard and Poor’s. These companies rate insurance companies from consumer satisfaction ratings to financial strength. By doing your research, you will know you’ve picked the right insurance company.

  more Q&A sessions like this

Trackback(0)
Comments (0)add comment

Write comment
You must be logged in to post a comment. Join for free or Login.

busy