How do I file a Homeowners Insurance claim?
Answer:
When your home suffers a loss covered by your homeowners insurance you will need to start the claims process
by making a few phone calls. First, if you were a victim of a burglary or other crime, call the police. Next, call your insurance company and begin the claims process.

If the police are involved, get a copy of the police report as well as the names of all officers you spoke with.

Call your homeowners insurance company and find out if you are covered for the losses. Find out how much your deductible is and if there are any time limits to filing the claim. The customer service representative will likely take most of the claim information over the phone or send out paperwork for you to fill out.

You will bear the burden of proof which means you must prove your losses. It’s best if you have inventoried your home’s contents prior to the loss. Prepare a list of damaged or lost items and either take photos or video of the damage. Gather receipts for damaged or lost items. When the paperwork arrives, fill it out completely and accurately.

An insurance adjuster will come to your home to survey the damage and propose a settlement offer.
  more Q&A sessions like this

Trackback(0)
Comments (1)add comment
written by vandalism experts , August 24, 2009

Properties in South Florida are insured for storm damage, Daily claims for example, plumbing problems, fires, fallen objects, as well as Vandalism.
Vandalism damage to homes is comment in Florida, done by vandals, thieves, buglers, and more.
Most vandalism damage occurs when property owners are in the process of evicting renters; these tenants often cause extensive damage to the property

Vandalism Experts is a company based in South Florida associated with, A1 Property Damage Claims Agency, Inc

We are a public adjusting firm, specializing in Vandalism claims,
We as experts, can represent your claim to your insurance company and recover the full amount that your are intitled to. Very often home owners do not receive anywhere near what they can.

A1 Property Damage Claims Agency handles your case from start to finish with no up front cost to you. We are paid a fee only when the case is won.
No damage to small!!

Don’t miss out call us today at
Tell 305-249-7866
E-mail This e-mail address is being protected from spam bots, you need JavaScript enabled to view it


Write comment
You must be logged in to post a comment. Join for free or Login.

busy