Does Driver’s Education Lower Car Insurance Rates?
Answer:
Yes. Whether you’re a teenager or a senior citizen


(or anyone in between), taking a driver’s education course is an excellent way to lower your car insurance rates. Not only will you learn how to drive safer, you may qualify for lower insurance premiums.

Teenagers represent a huge risk to insurance companies because of their higher accident rate. As such, insurance premiums for teens are higher than for the general population. By passing an approved driver training course, teenagers can get discounts on their insurance.
 
Seniors also represent an insurance risk. With this in mind, many insurance companies offer discounts as an incentive for seniors to take a safe driving course. In fact, some states mandate insurance discounts for seniors who meet the driver’s education qualifications. For example, drivers in Florida who are over 55 can qualify for a mandatory rate reduction for three years for completing an accident prevention course. Likewise the National Safety Council and AARP sponsor the 55 Alive program which qualifies seniors for insurance discounts in participating states.

Defensive driving courses are a smart move no matter what your age and successful completion may qualify you for a rate reduction depending on your insurance company.
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