Do I Need Special Auto Insurance for my Muscle Car?
Answer:
You may have to. Muscle cars are high performance
cars that are built for speed. Insurance companies know that muscle car drivers like to get behind the wheel and feel the power – hence the need for muscle car insurance.

Your insurance company may or may not offer to insure your muscle car. If they do, you’ll likely see a high premium. If you have a spotless driving record and have multiple policies with a particular auto insurance company, you’ll have a better chance of getting insurance than someone who has a spotty record and no existing relationship with the insurer.

If you must find muscle car insurance on your own, there are many specialty auto insurers that specifically insure muscle cars. As with any type of auto insurance, shopping around is a smart idea. If the muscle car insurance is cost-prohibitive, ask about high deductible plans. In addition, if your muscle car is a collector car, you may be able to get collector car insurance to cover it which can be a less costly option especially if you don’t spend too many miles on the road.
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