Do I need a Driver’s License in order to purchase Car Insurance?
Answer:
While you may be able to get a quote for car insurance without providing your driver’s license,
most insurers want to look at your driving record before they take on the risk of insuring you.

If you have a suspended, expired, or revoked drivers license, you may be able to get an insurance company to extend coverage to you under certain conditions. For example, the insurance company may require you to obtain a valid driver’s license within 30 or 45 days.

Another instance where you may be able to get auto insurance without a license is if you have a learner’s permit . Depending on your age, you may have to have a licensed driver listed on the policy as well. Teenage drivers with learner’s permits are often listed on their parent’s insurance policy rather than required to take out their own policies. During the learner’s permit phase, many insurance companies will extend coverage to beginning drivers on their parent’s auto policy for free or for a minimal charge. Once the teen earns his driver’s license, they will begin charging for this coverage.
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