Can a driver with a restricted license get auto insurance?

There are different reasons for a restricted license – some states consider a learner’s permit a form of restricted license.  But usually a restricted license means that your license has been suspended (revoked) because of a driving infringement and you have a temporary license in place. 

If your license has been restricted because of a DUI, you will need a form called the SR-22, which is issued by insurance companies.  This means your rates could increase, but there are companies out there who specialize in helping those with DUI convictions and restricted licenses, such as http://www.duiautoinsurance.com/driver_license_suspensions.html.

Depending on the state, that temporary or restricted license will allow you to drive only at certain times of the day or even specific days of the week.  Generally, you’ll only be allowed to drive to and from work, to and from the doctor’s office, to and from school, or to and from church.  If you have some sort of court-ordered program which requires you to drive, that’s also included, along with the transportation needs of any dependents in your care.

If your license is suspended (revoked), you won’t be able to get insurance until you get it reinstated.